(PLUS, WHY DID THE HISPANIC CAUCUS & THE IMMIGRATION REFORM CAUCUS COMBINE TO DEFEAT THE BAIL-OUT?) The Bank Bail-Out Crisis should teach us two very important things relevant to the immigration debate: (1) Not all economic growth is good (that is, it doesn't necessarily serve the public good). (2) It's a whole lot less painful to act when a problem is festering than after it becomes a full-blown crisis. To avert immigration crisis in the future, this was the year to pass the SAVE Act (Rep. Shuler's H.R. 4088) and finally start our immigration mess on the road to recovery. Extreme partisan politics kept it from coming to the floor for a vote where it most surely would have passed overwhelmingly.