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Senate Votes to Give Credit Cards to Illegal Aliens

author Published by Chris Chmielenski

Senator David Vitter’s amendment to prevent illegal aliens from applying for credit cards was defeated during a roll call vote on Wednesday, 28-65. The amendment would have required credit card applicants to show a valid social security card along with an identification that is compliant with REAL ID.

If passed, the amendment would have:

Granted rule making authority to the Federal Reserve to set forth minimum standards for credit card issuers to establish a consumer’s identity to prevent illegal aliens and terrorists from obtaining credit cards.
The regulations would have verified the identity of any person seeking a credit card account, require the company to maintain records of the information used to verify the customer’s identity, and the company will consult lists of known or suspected terrorists or terrorist organizations provided by the appropriate government agency.
Acceptable forms of identification include: a social security card, driver’s license or identification card issued by a State that is in compliance with the Real ID Act, a passport (issued by either the U.S. or a foreign government) or a photo identification card issued by the Secretary of Homeland Security.

Risky lending habits practiced by U.S. banks contributed to the current economic crisis. Illegal aliens were able to obtain credit and were more likely to default without being detected or facing prosecution. Sen. Vitter’s amendment addressed the problem created by these lending habits.

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